The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) stands as the world’s largest government-funded health insurance scheme, offering ₹5 lakh per family per year for secondary and tertiary care hospitalization.
Managed by the National Health Authority (NHA) , the digital gateway to these benefits is the official Beneficiary NHA Portal. Whether you are a citizen seeking to avail cashless treatment or an operator assisting patients, understanding this portal is essential to unlock free healthcare.
This guide provides a step-by-step walkthrough of the beneficiary.nha.gov.in portal, covering registration, status checks, the latest 2026 features, and alternative access methods—all in simple, jargon-free language.
Step-by-Step Guide: How to Login to PMJAY Beneficiary Portal (2026)
If you are a beneficiary looking to access your account, follow these steps precisely. The process has been updated for 2026 to include enhanced security features.
Step 1: Open the Official Website
Launch your web browser and navigate to the only official URL: https://beneficiary.nha.gov.in.
Step 2: Select the “Beneficiary” Login Mode
On the homepage, you will see two options:
- Beneficiary: For citizens and families (self-service).
- Operator: For hospital staff and Arogya Mitras.
Click on “Beneficiary” to proceed.
Step 3: Mobile Number Verification
- Enter your 10-digit registered mobile number.
- Click “Verify” .
- Choose “OTP” as the authentication method.
- Enter the 6-digit OTP received via SMS.
- Click “Verify OTP” .
Note: OTPs expire within 3 minutes. Ensure your mobile is nearby to avoid timeouts.
Step 4: Search Your Family Records
After verification, you will be directed to a search page. Fill in the details:
- Scheme Name: Select PM-JAY (or your specific state scheme).
- State: Your registered state.
- District: Your home district.
- Search By: Choose from Family ID, Aadhaar, Mobile Number, or Ration Card.
- Search Value: Enter the corresponding number or name.
Click “Search” . Your family details will appear. Click on your name to enter the Beneficiary Dashboard.
How to Check PMJAY Beneficiary Status Online (2026)
Verifying your eligibility is the most common reason for accessing the portal. Here’s how to check if you are ready to avail benefits:
- Log in to the dashboard using the steps above.
- Locate the “Beneficiary Status” section on the main dashboard.
- Your status will be displayed as:
- Active: You are eligible and can avail cashless treatment immediately.
- Eligible: Your details are verified, but the card is pending generation or eKYC.
- Pending: Your application is under verification by the authorities.
- Inactive: You are currently not eligible under the scheme.
5 Alternative Ways to Check PMJAY Beneficiary List (Offline & Digital)
If you face issues with the online portal or lack internet access, the National Health Authority provides multiple alternative channels:
1. Ayushman Bharat Mobile App
Download the official Ayushman Bharat App from the Google Play Store (Android) or Apple App Store (iOS). The app offers all portal functionalities optimized for mobile devices, including voice search in 22 regional languages.
2. Common Service Centres (CSC)
Visit your nearest CSC. Village Level Entrepreneurs (VLEs) are trained to assist you. They can check your eligibility, download your card, and complete eKYC for a nominal service charge.
3. Toll-Free Helpline Numbers
Call the 24×7 PM-JAY helpline:
- 14555 (Primary)
- 1800-111-565 (Alternate)
Executives can verify your status using your Aadhaar or mobile number.
4. Ayushman Mitra at Hospitals
Visit the Ayushman Mitra desk at any government or empaneled private hospital. They can check your eligibility on the spot and assist with admission if you require treatment.
5. SMS Service
Send an SMS to 14555 with your Aadhaar number or Ration Card number. You will receive an automated response detailing your eligibility status.
PMJAY Operator Login & CSC Login
The portal also serves professionals who assist beneficiaries. There are two main operator entry points:
A. Hospital Operator / Arogya Mitra Login
Hospital staff use this to manage patient workflows:
- Visit beneficiary.nha.gov.in.
- Select “Operator” .
- Enter official credentials (provided by NHA).
- Complete OTP verification.
- Access the Beneficiary Identification System (BIS) to verify patient eligibility, process pre-authorization requests, and submit claims.
B. CSC / VLE Operator Login
CSC operators access the system via the Digital Seva Portal:
- Go to digitalseva.csc.gov.in.
- Log in with your official CSC ID.
- Search for “Ayushman” in the service menu.
- You will be redirected to the BIS Portal (bis.pmjay.gov.in) to assist citizens with registrations, card downloads, and eKYC updates.
New Features on NHA Beneficiary Portal (2026 Updates)
The portal has undergone significant upgrades in 2026 to enhance user experience and security.
| Feature | Description |
|---|---|
| AI-Powered Pre-Screening | An AI chatbot asks simple questions to determine probable eligibility before login, saving time. |
| Voice Search | Search for records or hospitals using voice commands in any of the 22 scheduled Indian languages. |
| DigiLocker Integration | Automatically fetch documents from DigiLocker during eKYC, eliminating the need for manual uploads. |
| Biometric Authentication | Enhanced security via fingerprint or iris scan for high-value transactions or changes. |
| Real-Time Tracking | Track the status of new member additions, card generation, and grievance resolution with estimated timelines. |
| GIS-Based Hospital Locator | An interactive map showing the nearest empaneled hospitals, distance, specialties, and bed availability. |
| ABHA Integration | Seamlessly link your PM-JAY records with your Ayushman Bharat Health Account (ABHA) for a unified health ID. |
How to Download Your Ayushman e-Card from the Portal
Having a digital copy of your Ayushman Card is crucial for availing cashless treatment. Follow these steps to download it:
- Log in to the beneficiary dashboard.
- Look for the “Download e-Card” or “Ayushman Card” tab.
- Select the family member for whom you need the card.
- Click “Generate Card” or “Download” .
- The card will open as a PDF. Save or print it immediately.
Alternative: Use the Ayushman Bharat App → Login → Go to “My Card” → Download PDF.
Frequently Asked Questions (FAQs)
Q1: Is there a fee to use the NHA Beneficiary Portal?
A: No. Self-service on the portal is completely free. Only CSC operators may charge a nominal fee for assisted services.
Q2: What is the official URL for the portal?
A: The only official website is https://beneficiary.nha.gov.in. Do not trust any other website claiming to offer Ayushman Card services.
Q3: Can I check my status without Aadhaar?
A: Yes. You can search using your Ration Card number, Family ID, or registered mobile number linked to the SECC database.
Q4: What do I do if my Ayushman Card is lost?
A: Simply log in to the portal and download a fresh e-card. It is instantly available and valid for immediate use.
Q5: Is the portal available in languages other than English?
A: Yes. The portal supports all 22 scheduled Indian languages, including Hindi, Bengali, Tamil, Telugu, Kannada, and Marathi.
Q6: How do I add a new family member (e.g., newborn)?
A: Log in to your dashboard, click on “Add Member” , upload the required document (birth certificate), and submit for approval. You can track the status in real-time.
Conclusion
The Ayushman Bharat NHA Beneficiary Portal is more than just a website; it is a lifeline for crores of Indian families. By leveraging the features available at beneficiary.nha.gov.in, you can ensure that you and your family never miss out on the opportunity for free, cashless healthcare up to ₹5 lakh.